Car insurance is a promise between an insurance company and you, the policy owner. If you pay a certain amount of money (premium) to the insurance company, the company will provide financial protection in the form of coverage for accidents, damages, or other incidents involving your vehicle, as outlined in your policy.
Car insurance typically includes different types of coverage, such as liability, collision, comprehensive, uninsured/underinsured motorist, and personal injury protection (PIP). Each type offers specific protection, such as covering damage to your car, medical expenses, or legal liability if you’re at fault in an accident.
See what can be covered under our auto policies.
New vehicle replacement coverage helps pay for the replacement of a newly acquired insured vehicle with one of the same make, size, class and body type, if the insured vehicle is involved in a covered total loss. A deductible applies. Time and dollar limits may apply. Coverage optional on some policies.
Rideshare coverage if you use your vehicle to transport people as part of a rideshare service such as Uber® or Lyft™. Coverage optional on some policies.
Diminishing deductible reduces the policy deductible by a set amount each consecutive year that you don’t have a comprehensive or collision claim. Depending on the policy form, this could be up to a $250-$500 maximum reduction.
Additional discounts are available if you purchase a Foremost home, renters, or condominium policy in addition to the pasgroveinsurance policy. Convenient features like combined bills and deductibles are also built into policy packages and bundles.
If you rent a car, rental reimbursement coverage can provide you payment for a set number of days, depending on your chosen policy options.
Depending on the policy you choose and the policy limits, you could be covered. Your insurance company could take care of the expenses incurred up to the limits of your policy subject to policy terms and conditions. Talk to your insurance representative about your liability coverage under your auto policy.
Underinsured/uninsured motorist coverage on your policy could cover your expenses up to the limit you choose.
Towing and roadside assistance coverage is an available coverage option that would reimburse your towing expenses up to the chosen amount on the policy, subject to policy terms and conditions.
Have a financial professional contact you
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